Payment Policy
Transparent, secure, and RBI-compliant payment options for all wholesale trade purchases on dhanshika.in.
Effective: September 2026 | Dhanshika Export Imports Private Limited1. Accepted Payment Methods
We support secure online and trade payment options:
UPI & Digital Wallets
Google Pay, PhonePe, Paytm, BHIM, and all bank-linked UPI IDs
Debit & Credit Cards
Visa, MasterCard, RuPay, and AmEx issued by licensed Indian commercial banks
Net Banking
Real-time online banking supported across 50+ Indian commercial banks
NEFT / RTGS / IMPS
For approved high-volume B2B orders; requires UTR transaction number for verification
2. Transaction Currency & Tax Compliance
All transactions and catalogue pricing are billed in Indian Rupees (INR / ₹).
Standard Indian Goods and Services Tax (GST) is calculated and itemized during checkout.
Registered business buyers receive a compliant GST Tax Invoice with input tax credit (ITC) details upon order dispatch.
GST Invoice: All orders come with a valid GST tax invoice for input tax credit. GSTIN: 20AAKCD6983G1ZJ
3. Payment Security
All web transactions are processed using industry-standard 256-bit SSL (Secure Sockets Layer) encryption through certified RBI-authorized payment gateways.
Dhanshika Export Imports does not capture, process, or store raw debit/credit card numbers or CVV codes on our servers. All card data is handled exclusively by our certified gateway partner (Razorpay).
4. Direct Bank Transfer Details
For NEFT / RTGS / IMPS transfers on approved orders:
Account Name: Dhanshika Export Imports Private Limited
Bank: Bandhan Bank Limited
Account No.: 20100023456736
IFSC Code: BDBL0001819
Branch: Daltonganj, Jharkhand